ICICI analyses me



I took a test in the backend of the ICICIDirect.com regarding what kind of investments I should be making. The report looked like this…

Risk Capacity

Your risk taking capacity is medium. It means that since you are at the mid of your career and/or have a medium to high level of earnings and wealth, any loss on risky investments may have an effect on your current status. Therefore you have the capacity to take medium risks on your investments for medium returns or losses.

Risk Behaviour

Your risk behaviour is Highly Aggressive. It shows that by nature you are a high risk taker. You want to assume really high risks in anticipation of equally high returns and at the same time you are not bothered about the downside of high risk investments.

Your Overall Risk Profile

On the basis of your Risk Capacity and Risk Behaviour, the Analyzer has determined your overall risk profile as Aggressive (High Risk)

Aggressive overall rating indicates that you have the appetite for high risk investments. Therefore, your portfolio should be skewed towards high risk investments with a possibility to generate returns that are proportionate to the risk assumed. Our planner has suggested a portfolio that should match your profile.

Pretty impressive stuff…