Life is tough. If it is not the government with its taxes, it’s the banks with their awful interest rates and policies. Just received my quarterly statement from the ICICI Bank. And since I added the extension (sabki leta hai) to my Blog title, I thought why not do a post (my style) on my experiences with ICICI Bank.

My dad has been quiet disappointed with this bank as compared to me. I am happy that I find an ICICI ATM just about anywhere which was the reason for me choosing it over the other banks. But my rants about this bank are:

1. Their Infinity site does not work on Opera. Now it used to work earlier (6-7 months back), so the problem is with some recent stupid updates. They proudly claim that their site is compatible with Internet Explorer 5 and above. What the heck, what is there to be proud about only supporting the most fucked off, least secure browsers in the market?
2. Their employees are ill informed. What information I get from the website and monthly mailers is different from what the guys in my local bank branch tell me. ICICI allows 3 free cash transactions in 1 quarter on an outstation bank branch. The local branch manager told me it was 1 transaction a month. This is just one of the examples.
3. And just this month they have increased the fine for keeping lower than the permitted minimum balance in account to 750 rupees. Now this is crazy. They demand Rs. 5000/- to be kept in the savings account minimum. And if I cannot maintain that they charge me 750 bucks. Damn shit. I will start keeping money in Post Offices instead.
4. And volla, they are again charging 99 bucks for the oh so necessary debit card this year. I get a rebate from this if I can spend Rs. 10,000 using my card. How convenient.
5. And of course, their statements are damn confusing, interest rates are low (this is common to all banks!) and loads of other shit…