To. The ICICI Bank. Please guide me i want to open an Current Account in your respected Bank. My mobile number is 9008171006 name is harish,. thank you

ICICIbank is goodbank

Dear Hi

Pls Prasnal loan 20,000 mi Ceel no , 9702575003.

Utter NonSense.... This is the consequence of allowing Big Banks to eat up the small banks and then these banks start showing signs of monopoly.......
a minimum balance of Rs.10000 is a bit too much and then they dont even give much interest on this 10000... It wld hv been much better if they wld have included FD's in this criteria for Rs.10000

Think of the amount of money ICICI is holding and still charges you for coming to the bank for more than 'x' transactions etc.

a.) 10,000 Rs * 1,00,000 customers = 1000000000 Rs or 100 crores
- 1 lakh customers in chennai is on the lowerside - of course.

b.) Lets take 5 major cities, that amount is 500 crores Rs

c.) Lets say ICICI uses this for housing loans @ 10% and gives you 3.5 percent interest(SB). Hence they get a clean 6.5% of 500 crores as profit = 325 000 000 = 325 lakhs

To.
The ICICI Bank.
Please guide me i want to open an Current Account in your respected Bank.
My mobile number is 9969141825. thank you. prasad

Hi

My name is Kajal. Luckily, I have not been having any hassles with ICICI Bank. Initially my employer, HCL Tech, opened a salary account me. which was a zero balance account. Looking at the performance, I opened another account which was a personal savings account to be connected to my ICICI Direct. I do some amount of trading through this account. Apart from the AQB, which I realized after I read some of the comments here, I have been quite happy with the bank.

The statements are spot-on. The salary account was opened in such a hurry, that I did not even know where the account was opened. Some time later, I realized where the account was. Till now since 2004, I have just gone to the salary account branch once and personal account branch twice.

My take on this is that -
1) The documentation you provide to the bank should be perfect
2) Keep a decent balance
3) The Internet banking of ICICI is the best so far. Use it for almost everything except for closing the account. I have a Citibank and HDFC (worst) accounts and HDFC has been so far the worst bank.
4) Become a privileged account holder by keeping a 2/3 lac fixed deposit in ICICI bank and get a waiver of all AQB related charges. With privileged banking, one also gets a dedicated executive in the branch to speak to. I have tried it. 4 out of 5 times, one finishes the work in less than 15 minutes. One may counter that they give a shade lower interest rates, but for the hassle of banking with nationalized banks and below par services, I would rather accept a 0.x % lower interest rate. The biggest advantage is the reach and things one can do with the Internet Banking.
5) Once all the services, email ids, phone numbers etc are registered and updated properly, I think, one will have less / none amount of issues.

6) Try and consolidate banking transactions. Use bill pay. Think it in this way - If you register for all your billers on ICICI, you will automatically start putting that much money in the account, so that the bills get paid automatically. Once you keep that money, you will not be charged for AQB. The bank also sees you as a value customer. They will start treating you differently.

These are personal experiences. I am sure people have other views. But thought of sharing the experience and way to move around.

I however, share similar sentiments about HDFC bank. Every now and then they call you in the branch for submitting forms, signing documents. I don;t know now, but about 6 months back, for issuing a new Internet banking password, I had to go to the branch, that too between 10.30 am and 2 pm. Which office lets you visit a bank during that time? The bank expects the customers take a half day or 3 hours break from the office, to go to the branch and do some document signing.The call center timings - some time back were untill 5.30 pm in pune !!!! Can you believe, the customer call center closing down ever ever?? Anyways, things may have changed now. But I stopped banking with HDFC and surprisingly, they were quite happy to let go off a customer, who had a savings account, credit card and demat account. They did not even bother to ask, what happened. Thats the apathy the bank has with such a customer. God bless them.

Kajal Malhotra
IT Professional, Mumbai

i want to know our account's balance,my account number is 006401504270
name of nainesh shah,saving account ,a'bad ,drive -in rd branch

Hi,

i was working abroad for a couple of years and never knew this minimum balance increase. They have swallowed my whatever little balance left and are sending account statements showing negative balance. Idiot bank.

ICICI is a fraud company..!! But I do not understand why our so called Government and RBI is sleeping.

How the bank can change the condition of a contract without the consent of a party to contract.Here account holder and the bank are the two parties for opening account with a bank.Opening of an account is a contract,as per the law.Whatever the conditions stipulated while opening the account , the bank can not change it for their own benefit unless consented by other party.These acts of icici bank to change the minimum balance condition from zero balance to 5000 or 10000/- for existing account holder have already opened account on zero balance condition have put them to loss and its a breach of contract.Will the IBA or RBI will look in to the grievance to justify such a large number of aggrieved account holder?I apeal to the concerned authorities of RBI/IBA being the governing bodies to look in such wrong practises by the bank.

what r the minimum balance for open the new saving account &
wat r the formalities.

mohit sahrma
09015092116

icici bank is the worst of all banks in the world.bcoz they r doing such a shit of looting thr customer.its realy shamefull.they dnt tell anything abt these rubbish penalties and all of a sudden during min balance the sent us a letter metntioning tht u dnt hv min balance and penalty is 750 + service tax on quaterly basis.its really pathetic and shameful .doob ke marjana chaiye icici bnk ko aur bank walon ko . they r making fool of us

I wish to have a credit card. Can anyone suggest which bank is the best for this facility. I cant afford to keep lot of minimum balance.

ICICI bank is easily the worst bank in India. It is disgusting that day in and day out the bank is making all sorts of tall claims about its achievements
and its service to customers. In reality, its service to customers leaves much to be desired. Here is an example. My daughter closed her S.B. account is Pune on June 14, 2007 and the balance amount of about Rs 6936 issued vide Pay Order N0.146176 dated June 28, 2007 is still lying in its branch in Shivaji Nagar. The case is simple. The Pay order was returned to bank as the change of address of customer was not properly
recorded and in spite of providing all details about the 'returned' pay order
the bank is not responding to any letters/e-mails and personal visits to its branch in Secunderabad since June 2007. What do call this type of 'service' to its customer?It appears the bank is cheating its customers.

What's the matter with You all????????????????????????

I need to close my savings account in ICICI bank the amount is around 7.500 in the account, i need to know the procedure and the ways thy behave to deduct my amount as penalty something like that, pleasee suggest.

ICICI bank is really pathetic ..they deducted Rs 2400/- from my sisters account for not able to maintain Rs 10000/- account balance . IS there a forum where i can seek redresal for such deductions because this was not the term when my sister started the bank account. moreover i also heard that lately there has been some dictat passede by the government against imposing minimum balance and imposing penalty on the same.

Now I feel there is no such requirement I have 0 balance facility in
My Icici saving account which is linked up with Icici Direct

please contact i am opening account of icici bank so please contact 9926602749

ICICI has increased the AQB but didn't informed the customes. They have debited the charges to my account by saying that the bank has displyed the board at branches.
What a cheap service and cheating to customers.

It is really looting bank. To day I have seen my statement. They have deducted more than Rs.850 for not maintaining AQB. I do not know about their increase of AQB from Rs.5000 to Rs.10,000. I have maintained more than Rs.5000 AQB. I am closing my account. I do not want to continue with a cheating bank. They never informed about the increase of AQB. Anyway it is my bad luck to have an account with a stupid bank.

its shameful non sense
ICICI Bank is looting us for not maintaing minm balance.
Even i can not trade through icicidirect due to such harassing condition

I appeal everybody to close their accounts & send their grevances to kkamath@icicibank.com

This is a f**king Bank . same type of probalem with me also. I ll close my A/C.

i doubt that they would be pursuing you in court or anything like that.

but you would probably get blacklisted in ICICI. which might affect your credit rating or something like that.

if you want to remain on the safe side, you should have closed the account before withdrawing all the money.

this is practically extortion from ICICI and the government seems to be doing nothing about it.

I also having my account with ICICI bank & in month of july I too recd. the letter for minimum balance requirement of rs. 10000.I rush to ATM & withdraw all the money from my account.
Now in month of sep i visit icici branch to close my saving account but they refuse to do so & advised me to deposite 750 Rs. as penalty ( For not keeping minimum balance)
Pl. advise whether i should deposite the penalty or just forget it.
Are they be able to do something legaly.

Shameless Bank with shameless staff and those who are shameless should continue to Bank there. Still when every one knows about them, their business is flourishing and they are behaving like dictator. Why not we decide to bank with nationalised Bank where at least Branch Manager is focal point and the poor guy at least listen to you. And u should "Hak se Mango" with Nationalised Bank and "Hak se Bhago" with Private Banks

ICICI Bank,
1.Congratulation CEO/Whoever concerned.
2.You are nest Mohd Gaznavi and East - India Company for being the No.1 in looting the general public of India.
3.None of your branch managers / oraganisers know how to guide the querries for example i.e. one says there is no need to apply in the parent branch for transfer of saving account as well as he also guides that transfer of SB account needs all the ATMs cards to be surrendred and there will be a change in account number. IN SIMPLE WORDS THE BRANCH MANAGERS WANTS TO ENCASH ON OPENING OF NEW ACCOUNT FOR THE BENEFIT OF COMMISSION AND HE DOES NOT WANT THE BANK TO SPEND ON THE TRANSACTIONS IMPLIED ON TRANSFERS. So he follows the basis funda to lure the account openers that everything is available on net through interconnectivity.
4. Many of your branches does not indicate the contact numbers to ascertain the claim put forward by me please check the branches available in Nashik.
5. I dare only the CEO of ICICI to respond in this connection.

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thats how ICICI bank works. they promise you the world but deliver nothing.

I have a saving a/c with ICIC bank since 2 years. Due to increase in AQB , I visited the nearest branch to close the a/c they denied that u have to go to the parent branch or head office where u have opened the a/c. Why it is so. If every thing is CBS then why not the closure of the A/c.

I had visited the ICICI branch at Malad, Mumbai to close my saving account but that will affect my trading & demat account also. they had told that if u want to continue with ur demat account with ICICI u can not do online trading through ICICI Direct.. that means I have to open offline trading account or close all the account with them as they have no solution for this... It's rediculous as it's a clear cut Monoply thing as we have all a/c with them & now they have good client base with ICICI tyhey know customer have no option but to continue with them with higher deposite also..
This come under Monopolistic and Restrictive Trade Practice under MRTP act,1969 as they had not included an option of linking demat a/s with saving of other bank in their trading portal ICICI Direct.... Besides that there are banks & brokers who provide such options then why ICICI can't provide such online solution.... Infact on Balance Sheet they show ICICI Direct & ICICI Bank + DP as differenty entity so why ICICI Direct a broker have tie up with other bank for saving & demat????????
I am going to complain to RBI Ombudsman regarding this..

I request u all to create awareness regarding this & u also complain

if everyone does a job... who would create jobs? if i am self dependent... this makes me look like a bad guy!

rather disappointing.

Salaried Accounts are not affected though !

what the fu*k is this??? why do they want to increase AQB all of sudden? i will close my account with them :|