They are the only bank in India which believes in me enough to give me a credit card.
I got a call today and the dude said that I have been an outstanding customer and they were offering me two things.
One was a pre-approved loan which I was obviously not interested in.
The other was a massive boost in the Credit Limit of my card. I asked for any hidden charges. He responded that Citibank does not do that and there are no charges.
I was still skeptical but went ahead. Told him to do the needful. I should now have a rather pleasing credit limit on my credit card.
BANK OF THIEVES
Hi,
I took a loan of 72000/- 4 years back and I was paying an EMI of 2221/- per month, however some how i missed to pay 1 EMI. Now without informing me that I missed out an EMI they are telling me to pay 2221/- plus Rs. 9959/- as charges for not paying one EMI.
I think they want to recover their sub prime losses (losses they earned in USA) from their customers here in India.
Stay away from personal loans specially Citibank .
Cheers
Mani Sinha
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