Citibank loves me?



Of course they don’t. But they do have access to my credit history which I think is pretty good for a self employed individual.

As a result, they approved a second credit card to me. This is when most of the other banks have rejected my application for no apparent reason.

The list includes: ICICI Bank (most surprising), HSBC, UTI (Axis Bank), Standard Chartered and SBI.

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