Comments on: I am sick of ICICI Bank http://sushubh.net/1674-sick-of-icici Sushubh's Blog Sun, 07 Sep 2008 22:16:55 +0000 http://wordpress.org/?v=2.6.1 By: sandeep http://sushubh.net/1674-sick-of-icici#comment-400061 sandeep Mon, 02 Jun 2008 12:00:37 +0000 http://sushubh.net/archives/2007/04/19/sick-of-icici/#comment-400061 I was holding the credit card of ICICI Bank. I had made number of transaction from the credit card and always tried to pay my dues on time. As you can see my statement. Last year in the month of august made approx 3 transaction from my credit card and later I tried to make more transaction. But suddenly I came to know that my card has been blocked. In the mean time I had changed my residence and changed my Account no 000701517223 to new address but forgot to change my credit card address. I had allowed ICICI bank to deduct minimum amount from back account as a credit card liability. On 29th I came to know that 14,556 rs has been debited from my account against my credit card. As have already made it clear my intention was never to block bills intentionally. As I spoke to your phone banking executive Alvis he said it is the RBI rule that bank has a privilege to deduct amount from customer account. Is it so ? Since I have not received any correspondence regarding my due neither ICICI bank has any confirmation if I have received the bills or not. If your bank intention were clear then you would have intimated me early but you didn't. Neither a minimum due amount has been deducted from my bank account and suddenly 14 + rs has been deducted. I just see this a clear act of forgery at ICICI at and would like to close my account and take this matter to judiciary if not settled properly. I was holding the credit card of ICICI Bank. I had made number of transaction from the credit card and always tried to pay my dues on time. As you can see my statement. Last year in the month of august made approx 3 transaction from my credit card and later I tried to make more transaction. But suddenly I came to know that my card has been blocked. In the mean time I had changed my residence and changed my Account no 000701517223 to new address but forgot to change my credit card address. I had allowed ICICI bank to deduct minimum amount from back account as a credit card liability. On 29th I came to know that 14,556 rs has been debited from my account against my credit card.

As have already made it clear my intention was never to block bills intentionally. As I spoke to your phone banking executive Alvis he said it is the RBI rule that bank has a privilege to deduct amount from customer account. Is it so ?

Since I have not received any correspondence regarding my due neither ICICI bank has any confirmation if I have received the bills or not. If your bank intention were clear then you would have intimated me early but you didn’t. Neither a minimum due amount has been deducted from my bank account and suddenly 14 + rs has been deducted.

I just see this a clear act of forgery at ICICI at and would like to close my account and take this matter to judiciary if not settled properly.

]]> By: sandeep http://sushubh.net/1674-sick-of-icici#comment-418775 sandeep Mon, 02 Jun 2008 12:00:37 +0000 http://sushubh.net/archives/2007/04/19/sick-of-icici/#comment-418775 I was holding the credit card of ICICI Bank. I had made number of transaction from the credit card and always tried to pay my dues on time. As you can see my statement. Last year in the month of august made approx 3 transaction from my credit card and later I tried to make more transaction. But suddenly I came to know that my card has been blocked. In the mean time I had changed my residence and changed my Account no 000701517223 to new address but forgot to change my credit card address. I had allowed ICICI bank to deduct minimum amount from back account as a credit card liability. On 29th I came to know that 14,556 rs has been debited from my account against my credit card.<br><br>As have already made it clear my intention was never to block bills intentionally. As I spoke to your phone banking executive Alvis he said it is the RBI rule that bank has a privilege to deduct amount from customer account. Is it so ?<br><br>Since I have not received any correspondence regarding my due neither ICICI bank has any confirmation if I have received the bills or not. If your bank intention were clear then you would have intimated me early but you didn't. Neither a minimum due amount has been deducted from my bank account and suddenly 14 + rs has been deducted.<br><br>I just see this a clear act of forgery at ICICI at and would like to close my account and take this matter to judiciary if not settled properly. I was holding the credit card of ICICI Bank. I had made number of transaction from the credit card and always tried to pay my dues on time. As you can see my statement. Last year in the month of august made approx 3 transaction from my credit card and later I tried to make more transaction. But suddenly I came to know that my card has been blocked. In the mean time I had changed my residence and changed my Account no 000701517223 to new address but forgot to change my credit card address. I had allowed ICICI bank to deduct minimum amount from back account as a credit card liability. On 29th I came to know that 14,556 rs has been debited from my account against my credit card.

As have already made it clear my intention was never to block bills intentionally. As I spoke to your phone banking executive Alvis he said it is the RBI rule that bank has a privilege to deduct amount from customer account. Is it so ?

Since I have not received any correspondence regarding my due neither ICICI bank has any confirmation if I have received the bills or not. If your bank intention were clear then you would have intimated me early but you didn’t. Neither a minimum due amount has been deducted from my bank account and suddenly 14 + rs has been deducted.

I just see this a clear act of forgery at ICICI at and would like to close my account and take this matter to judiciary if not settled properly.

]]> By: arahan http://sushubh.net/1674-sick-of-icici#comment-392566 arahan Tue, 29 Apr 2008 08:59:15 +0000 http://sushubh.net/archives/2007/04/19/sick-of-icici/#comment-392566 ur a looser, u should have sacked the jobs of all concerned person who didn't do ur work. but u just could write a blog on here coz bill posting/graffiti/writting on wall is strictly prohibited now a days and could have lent u in trouble if u had done that. ur a looser, u should have sacked the jobs of all concerned person who didn’t do ur work. but u just could write a blog on here coz bill posting/graffiti/writting on wall is strictly prohibited now a days and could have lent u in trouble if u had done that.

]]> By: arahan http://sushubh.net/1674-sick-of-icici#comment-418774 arahan Tue, 29 Apr 2008 08:59:15 +0000 http://sushubh.net/archives/2007/04/19/sick-of-icici/#comment-418774 ur a looser, u should have sacked the jobs of all concerned person who didn't do ur work. but u just could write a blog on here coz bill posting/graffiti/writting on wall is strictly prohibited now a days and could have lent u in trouble if u had done that. ur a looser, u should have sacked the jobs of all concerned person who didn’t do ur work. but u just could write a blog on here coz bill posting/graffiti/writting on wall is strictly prohibited now a days and could have lent u in trouble if u had done that.

]]> By: raj http://sushubh.net/1674-sick-of-icici#comment-391018 raj Fri, 18 Apr 2008 06:08:18 +0000 http://sushubh.net/archives/2007/04/19/sick-of-icici/#comment-391018 Here is my problem. I have transfered money valued Rs15000 through EFT on 29 th march from my ICICI Account to Corporation bank account Chennai Egmore branch. Due to insufficient detail the amount is not credited on corporation bank acccount. On the same day the amount reverted back from corporation bank to RBI Mumbai. But till date the amount is not yet reverted back to my icici account. Last week i have booked complaint to icici phone banking officer, every day when i ask for status of the complaint, phone banking officer said the money is successfully transfered from icici side you need to check with corporation bank. As I said above i have contacted corporation bank also. Corporation bank officer show me that the same is reverted back to mumbai RBI. But that reverted amount till date not credited back in my icici account. Thanks & Regards raj Here is my problem.

I have transfered money valued Rs15000 through EFT on 29 th march from my ICICI Account to Corporation bank account Chennai Egmore branch. Due to insufficient detail the amount is not credited on corporation bank acccount. On the same day the amount reverted back from corporation bank to RBI Mumbai. But till date the amount is not yet reverted back to my icici account. Last week i have booked complaint to icici phone banking officer, every day when i ask for status of the complaint, phone banking officer said the money is successfully transfered from icici side you need to check with corporation bank. As I said above i have contacted corporation bank also. Corporation bank officer show me that the same is reverted back to mumbai RBI. But that reverted amount till date not credited back in my icici account.
Thanks & Regards
raj

]]> By: raj http://sushubh.net/1674-sick-of-icici#comment-418773 raj Fri, 18 Apr 2008 06:08:18 +0000 http://sushubh.net/archives/2007/04/19/sick-of-icici/#comment-418773 Here is my problem. <br><br>I have transfered money valued Rs15000 through EFT on 29 th march from my ICICI Account to Corporation bank account Chennai Egmore branch. Due to insufficient detail the amount is not credited on corporation bank acccount. On the same day the amount reverted back from corporation bank to RBI Mumbai. But till date the amount is not yet reverted back to my icici account. Last week i have booked complaint to icici phone banking officer, every day when i ask for status of the complaint, phone banking officer said the money is successfully transfered from icici side you need to check with corporation bank. As I said above i have contacted corporation bank also. Corporation bank officer show me that the same is reverted back to mumbai RBI. But that reverted amount till date not credited back in my icici account.<br>Thanks & Regards<br>raj Here is my problem.

I have transfered money valued Rs15000 through EFT on 29 th march from my ICICI Account to Corporation bank account Chennai Egmore branch. Due to insufficient detail the amount is not credited on corporation bank acccount. On the same day the amount reverted back from corporation bank to RBI Mumbai. But till date the amount is not yet reverted back to my icici account. Last week i have booked complaint to icici phone banking officer, every day when i ask for status of the complaint, phone banking officer said the money is successfully transfered from icici side you need to check with corporation bank. As I said above i have contacted corporation bank also. Corporation bank officer show me that the same is reverted back to mumbai RBI. But that reverted amount till date not credited back in my icici account.
Thanks & Regards
raj

]]> By: Bala http://sushubh.net/1674-sick-of-icici#comment-364989 Bala Thu, 21 Feb 2008 10:44:45 +0000 http://sushubh.net/archives/2007/04/19/sick-of-icici/#comment-364989 I had scheduled for the online payment of electricity bill for 20/2/2008. I understand that the payment would be automatically done on the scheduled date. However, when I opened the BILL PAY section on 20th night, to my utter surprise it was showing 'default'. When I tried to contact ICICI customer care, bloody shit! It was a f....ing answer "1 for credit card, 2 for loan" etc. etc. Can somebody tell me where do I contact for this type of general problems? I think, thousands of customers like me are trapped in this f.......ing bank. I had scheduled for the online payment of electricity bill for 20/2/2008. I understand that the payment would be automatically done on the scheduled date. However, when I opened the BILL PAY section on 20th night, to my utter surprise it was showing ‘default’. When I tried to contact ICICI customer care, bloody shit! It was a f….ing answer “1 for credit card, 2 for loan” etc. etc. Can somebody tell me where do I contact for this type of general problems? I think, thousands of customers like me are trapped in this f…….ing bank.

]]> By: Bala http://sushubh.net/1674-sick-of-icici#comment-418772 Bala Thu, 21 Feb 2008 09:44:45 +0000 http://sushubh.net/archives/2007/04/19/sick-of-icici/#comment-418772 I had scheduled for the online payment of electricity bill for 20/2/2008. I understand that the payment would be automatically done on the scheduled date. However, when I opened the BILL PAY section on 20th night, to my utter surprise it was showing 'default'. When I tried to contact ICICI customer care, bloody shit! It was a f....ing answer "1 for credit card, 2 for loan" etc. etc. Can somebody tell me where do I contact for this type of general problems? I think, thousands of customers like me are trapped in this f.......ing bank. I had scheduled for the online payment of electricity bill for 20/2/2008. I understand that the payment would be automatically done on the scheduled date. However, when I opened the BILL PAY section on 20th night, to my utter surprise it was showing ‘default’. When I tried to contact ICICI customer care, bloody shit! It was a f….ing answer “1 for credit card, 2 for loan” etc. etc. Can somebody tell me where do I contact for this type of general problems? I think, thousands of customers like me are trapped in this f…….ing bank.

]]> By: sunil agrawal http://sushubh.net/1674-sick-of-icici#comment-339841 sunil agrawal Mon, 21 Jan 2008 08:46:23 +0000 http://sushubh.net/archives/2007/04/19/sick-of-icici/#comment-339841 Cheating is in the air everywhere in India be it banks, cell phone, sms, internet, food, coupons etc service providers. HDFC bank drained all my savings because my quarterly average balance went less than Rs. 5000. They never bothered to inform me and later even closed the a/c arbitrarily. My suggestion is never go to these private banks. When you call them and they keep you waiting best is close the account. When you open an a/c, dont accept any undue fines clauses and one time processing fees. Remember by opening an a/c, they are not obliging you instead you are obliging them. With this money only they can afford to sit their ass in expensive buildings and AC. Cheating is in the air everywhere in India be it banks, cell phone, sms, internet, food, coupons etc service providers. HDFC bank drained all my savings because my quarterly average balance went less than Rs. 5000. They never bothered to inform me and later even closed the a/c arbitrarily. My suggestion is never go to these private banks. When you call them and they keep you waiting best is close the account. When you open an a/c, dont accept any undue fines clauses and one time processing fees. Remember by opening an a/c, they are not obliging you instead you are obliging them. With this money only they can afford to sit their ass in expensive buildings and AC.

]]> By: sunil agrawal http://sushubh.net/1674-sick-of-icici#comment-418771 sunil agrawal Mon, 21 Jan 2008 07:46:23 +0000 http://sushubh.net/archives/2007/04/19/sick-of-icici/#comment-418771 Cheating is in the air everywhere in India be it banks, cell phone, sms, internet, food, coupons etc service providers. HDFC bank drained all my savings because my quarterly average balance went less than Rs. 5000. They never bothered to inform me and later even closed the a/c arbitrarily. My suggestion is never go to these private banks. When you call them and they keep you waiting best is close the account. When you open an a/c, dont accept any undue fines clauses and one time processing fees. Remember by opening an a/c, they are not obliging you instead you are obliging them. With this money only they can afford to sit their ass in expensive buildings and AC. Cheating is in the air everywhere in India be it banks, cell phone, sms, internet, food, coupons etc service providers. HDFC bank drained all my savings because my quarterly average balance went less than Rs. 5000. They never bothered to inform me and later even closed the a/c arbitrarily. My suggestion is never go to these private banks. When you call them and they keep you waiting best is close the account. When you open an a/c, dont accept any undue fines clauses and one time processing fees. Remember by opening an a/c, they are not obliging you instead you are obliging them. With this money only they can afford to sit their ass in expensive buildings and AC.

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